Product allows access to different types of agricultural machinery with a value of R$250 thousand to R$500 thousand

With the aim of expanding access to credit for rural producers, agricultural fintech Agropermuta has just launched a new option for acquiring goods called Fast Máquina. This product offers the opportunity to purchase various types of agricultural equipment with values ​​ranging from R$250,000 to R$500,000, with a payment plan consisting of 36 fixed monthly installments. The company plans to make approximately R$75 million in solutions available to resellers and farmers over a period of up to 12 months.

A standout feature of Fast Máquina is its ability to meet the needs of different agricultural crops, going beyond traditional Agropermuta products, which generally focus on grains. According to Alex Kalef, executive director of fintech, it is a comprehensive product, suitable for a wide variety of machines and equipment in this value range, serving producers of soy, corn, beans, sugar cane, coffee, fruit and vegetable farming, beef farming, dairy farming and other activities.

Furthermore, Fast Máquina also differentiates itself by offering credit not only for tractors and agricultural implements, but also for yellow line equipment, such as backhoe loaders, mini wheel loaders and mini excavators. For irrigation projects, the solution will be available later, with a limit of up to R$500,000.

The contracting process is simplified, taking place entirely digitally, and payment is directed directly to the dealership responsible for the chosen equipment. On average, the product is invoiced within three to five days, and delivery can be scheduled, including tracking and insurance, from the moment the equipment leaves the store. The payment plan offers a competitive interest rate of 1.15% per month, with the asset itself as collateral, not depending on production.

“In this way, our objective is to positively impact hundreds of farmers and points of sale, including small and medium-sized businesses, providing them with access to high-value-added products and, consequently, increasing the productivity and profitability of these customers”, highlights the executive.