40% of companies close in less than 5 years
Business mortality is a worrying reality, especially for small businesses. According to data from Sebrae, around 40% of companies close down before completing five years, with Individual Microentrepreneurs (MEIs) having the highest rate. Opening a business in Brazil is a major challenge, but keeping it active and profitable in the long term can be even more complex.
Many of these closures are linked to unforeseen events such as natural disasters, thefts and fires. Without adequate planning to deal with these situations, companies may face irreversible losses. It is in this scenario that business insurance becomes a great ally, ensuring the continuity of operations even in the face of adversity.
Why invest in business insurance?
“In a business environment full of uncertainty, having adequate insurance is not just a precaution, but a smart strategy for the longevity of a business,” highlights Gustavo Zanon, CEO of Seguralta, the largest insurance franchise network in Brazil. According to him, the product covers losses caused by unexpected events, offering financial support and minimizing impacts that could lead to the shutdown of activities. In addition, many policies can be customized according to the specific needs of each business, ensuring essential coverage such as:
Fire and explosion protection – Essential for commercial, industrial and service establishments.
Coverage for theft and robbery – Protection for stock, equipment and goods essential to the company’s operations.
Civil liability – Provides coverage against damages caused to third parties, which is essential for companies that deal with customers and suppliers.
Loss of profits – In the event of temporary suspension of operations due to a covered event, it guarantees financial compensation so that the company can remain active.
Electrical damage and operational failures – Protects against losses caused by short circuits, power outages and technical failures in equipment.
Each company faces unique challenges, making it essential to seek guidance from a specialized consultancy when choosing the ideal insurance. With over 50 years of experience and over 1,800 units across the country, Seguralta offers personalized service, helping entrepreneurs protect their businesses efficiently. After all, in the business world, the best strategy is to always be one step ahead of the challenges.
About Seguralta
With over 56 years in the market, Seguralta is the largest insurance franchise network in Brazil, with over 1,800 units in operation in the home, office, basic and standard models. Present throughout the country, the brand has already served over 270 thousand customers. For more information about franchises or quotes, visit http://www.seguralta.com.br .
